Insurance for RA-AUS aircraft

[danny_galaga]

Now I have the Permit to Test Fly certificate, the next step is insurance. What am I asking for exactly. I just filled in an online quote but noticed it was for hull AND liability. RA-AUS already cover liability, right? So I guess all I'm after is hull?

[Farmpilot]

I personally have hull and liability to top up what Raaus provides as in today's litigious society, it may not be enough?? 

[danny_galaga]

BUt not necessary, from a legal standpoint? RA-AUS is 10 million public liability if I recall correctly. If I'm happy with that, legally I'm ok, and hull insurance only is fine? 

[Moneybox]

Insurance companies will avoid payouts wherever possible. If you have two policies for the same claim only one will pay out if anybody does.