A Scotsman walks into the Bank of England in Central London and tells
the manager that he is going to Australia on business for two weeks and
needs to borrow £5,000.
The manager tells him that the bank will need some form of security for
the loan, so Hamish hands over the keys and documents of a new Ferrari
parked on the street in front of the bank. He produces the log book and
everything checks out. The manager agrees to accept the car as
collateral for the loan.
The bank's General Manager and its officers all enjoy a good laugh at
the rough looking Scotsman for using a £120,000 Ferrari as collateral
against a £5000 loan. An employee of the bank then drives the Ferrari
into the bank's underground garage and parks it there.
Two weeks later, Hamish returns, repays the £5,000 and the interest,
which comes to £15.41. The manager says "Sir, we are very happy to have
had your business and this transaction has worked out very nicely, but
we are a little puzzled. While you were away, we checked you out and
found that you are a multimillionaire. What puzzles us is why would you
bother to borrow £5,000?"
Hamish replies "Where else in London can I park my car for two weeks for
only £15.41 and expect it to be there when I return?"