You fly at low level on take-off ,landing and go arounds. We all need competence in this Phase of flight. I always say you don't really know exactly WHAT happened in most cases.. We don't want it to happen . . It's unlikely the plane was overloaded. There are many variables possible. I've had Gazelles that we trained in when you would take ages to get to 4,000 ft. on warm days with "larger" people on board. I had a 6 cyl Continental have one hydraulic lifter fail and it wouldn't climb at 400 ft. Luckily it came good saving me from settling into a field of large tree stumps that would have ruined my day for sure. Nev