Hi Alan,
Don't become a lurker, mate! We all value your contributions. I have also sometimes had a post somewhat mis-interpreted IMO and didn't really understand how/why, but I don't really give a ^&$% and I carry on posting anyway....thick skin, or maybe just thick head
I also agree with Robinsm - you put a value on the membership relative to what you consider you get out of it, rather than the dollar figure. If you think the annual fee is good value (which I do) compared to other stuff you could spend the same dollars on then it is worth it.
I am "cashed up" in the sense my mortgage is now paid off, but I am still working for the moment, so currently money is going into my super, but allowing some to be spent doing stuff I enjoy while still physically able to do - ie flying. While still paying the mortgage flying would have been a lot more difficult to afford/justify, but ultimately we are all privileged to be able to fly aeroplanes, and I also recognize that there are countless others who will never be in a position to do so. I am sure there are others here who also try to help those who are less fortunate - I sponsor a child through World Vision, and when I get the letters from my sponsored child saying how much they appreciate it I consider that an excellent investment.....I would strongly encourage others to sponsor a child too.
Cheers
Neil